One of the benefits of buying DVC through resale is the flexibility of financing options. For financing details, please see the table below:

Length of Term1 to 10 Years1 to 7 Years1 to 10 Years
Down Payment RequiredTypically 5% to 30% (dependent on contract)10%10% to 30%
Interest Rate8.9% to 15.9% (depending on down payment and length of term)9.9% to 15.9% (depending on credit score)9.9% to 13.9% (depending on down payment and length of term)
Credit CheckOptionalYesYes
Service FeeNoNo$5 per month
DVC Properties FinancedAll Florida based DVC propertiesAll DVC PropertiesAll Non-Florida based DVC properties
Pre-Payment PenaltyNoNoNo
Loan Minimum$4,000None$4,000
Loan Origination Fee$199$0$139
Mortgage RecordingYesYesYes