One of the benefits of buying DVC through resale is the flexibility of financing options. For financing details, please see the table below:

Monera-Financial-logovacation-club-loans-logo
Length of Term1 to 10 Years1 to 7 Years
Down Payment RequiredTypically 5% to 30% (dependent on contract)10%
Interest Rate8.9% to 15.9% (depending on down payment and length of term)9.9% to 15.9% (depending on credit score)
Credit CheckOptionalYes
Service FeeNoNo
DVC Properties FinancedAll Florida based DVC propertiesAll DVC Properties
Pre-Payment PenaltyNoNo
Loan Minimum$4,000None
Loan Origination Fee$199$0
Mortgage RecordingYesYes
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