Is It Worth Buying a Contract Based on the Lowest Price Per Point?

For many DVC Members, it can feel like the more points you can own, the better, especially since having more DVC points translates to more stays at your favorite Disney Resorts. If you’re looking to buy the most points for your budget, is it worth choosing a contract solely based on which contract offers the lowest price per point? After all, the lower the price per point, the more points that you can purchase for the same price. Here are some other important factors to consider.  

Dues

Even if the price per point on a contract is low, it’s important to keep in mind the annual dues since you’ll continue paying those fees for the length of the contract, and they increase every year. A prime example here is Hilton Head, which goes for the incredibly low average price per point of $67 per point. However, as a coastal resort, Hilton Head has some of the highest dues among the DVC Resorts at $12.86 per point. So while there is some serious savings upfront with a cheaper contract such as a Hilton Head one, the dues can really add up over the years.

Hilton Head

Deed Expiration Date

Some contracts have a nice low price per point, but it can be partially attributed to a shorter contract deed length. You’ll notice this with many of the DVC Resorts that have deed expirations in 2042.  

Although you can get a regular Old Key West contract for an average of $85 per point, you can get an extra 15 years more with an extended Old Key West contract that goes for an average of $106 per point. So while you can save by going with a regular Old Key West contract, if you want to prioritize the number of years left on the contract, it may be worth searching for the rarer extended contract even at the higher price per point.  

Old Key West

11-Month Booking Window

If you plan to regularly book your stays at the 11-month window, you should choose a home resort that you like or at the very least wouldn’t mind staying at.

If you are interested in a Vero Beach contract solely for its enticingly low price per point (currently $50 per point) but never intend to stay there, you’ll end up waiting until the 7-month mark to book elsewhere for every trip, which isn’t ideal when it comes to room availability.   If you are only buying Vero Beach points to use at Disney World, you may want to consider purchasing an economical home resort like Copper Creek, Saratoga Springs or Old Key West, so you can book a resort reservation for Disney World at the 11-month mark. 

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