Does Disney Vacation Club make sense for Disney Cruise’s?

Filed in Cruise, DVC, Points, Timeshare

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A docked Disney Cruise ship

One of the biggest question marks for DVC value is when it comes to cruises. It’s hard to argue with value of the resorts as it can be huge, but with the cruises requiring so many points does it still make sense?

 
Here is the math, as of June 1, 2014 the purchase price of a point at DVC’s newest resort the Villas at the Grand Floridian is $165 per point. There are 49 years left to receive points. Annual dues at the Villas at the Grand Floridian are $5.41 per point.

$165 divided by 49 = $3.36 per point.
$3.36 plus the cost of annual dues $5.41 = $8.77 cost to purchase and maintain a point
$8.77 is your cost factor per point if you are purchasing into the Villas at the Grand Floridian.
233 points per adult for a total of 466 points from the DVC 2015 Disney Collection, Disney Cruise Line published points chart.  Math says 466 points x $8.77 per point = $4,086.82 plus $95 res. fee for DVC Members =$4,181.82.

Let’s look at an example:

Example 1: 4 Night Bahamian cruise on the Disney Dream
Sailing date: March 9, 2015 for 2 adults in a category 5A Verandah stateroom mid ship deck 9 or 10.
VS Published rate from disneycruiseline.com on May 27, 2014 was $2,301.52 for party of 2 including taxes.

That is $1,880.30 more than booking for cash!

For additional examples please refer to the video below:

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