DVC Has Officially Returned to the Old Ways

After 26 tumultuous months, the Disney Vacation Club has finally restored a longstanding policy.

So we’re celebrating some phenomenal news today!

You Can Borrow All Your Points Again!

Here’s the text of the DVC email you probably should have received:

“Dear Disney Vacation Club Member,

At Disney Vacation Club^®, we know that flexibility is top of mind when it comes to planning your vacations with us. From accommodation types and length of stay to planning for multiple trips per year, we know you appreciate a variety of options.

With that in mind, our team is pleased to share that you are once again able to borrow your full allotment of Vacation Points from your next Use Year to this Use Year.

Eligible Members are also able to use their points for Disney Collection exchange experiences such as, Disney Cruise Line, National Geographic Expeditions, Adventures by Disney^® or Star Wars: Galactic Starcruiser.

You can find more information on banking and borrowing Vacation Points at DisneyVacationClub.com.

We can’t wait to welcome you home again during your next vacation!

Bill Diercksen

Senior Vice President and General Manager

Disney Vacation Club and Aulani”

So, that’s your phenomenal news right there.

What This Change Means for You

As of today, guests can borrow points from future DVC years on our contracts! I can confirm this because I tested it early. I booked an October reservation at Bay Lake Tower at Disney’s Contemporary Resort using DVC Points I had to borrow.

Courtesy of Disney Tourist Blog

The system worked the same as it always had before the pandemic. In fact, the process felt less painless this time. DVC may have made some changes under the hood to streamline the borrowing process. That would have been an effective use of the downtime.

What does this update mean for you? A lot depends on how you spend your points. Some owners save them so that they’ll have plenty at a later date. Others are like me and spend every DVC Point in their account as fast as possible.

For us, the change means that we can strip our contracts of DVC Points so that we can enjoy an even better vacation right now! The caveat here is that when you’re shopping for contracts, you should pay closer attention to how many DVC Points are included. I say this because members could not spend all their DVC Points before today.

The system limited the borrowing process to a maximum of half the DVC Points. As such, stripped contracts haven’t been a thing for a while. In fact, you may have forgotten they were even a possibility. It’s been a loooong two years, after all.

About Borrowing DVC Points

I’ve also verified that the official DVC site has been updated to reflect the change. So the next time you log in, you’ll have a new Notifications update.

DVC will encourage you to read other information about Borrowing, presumably for the reason I just mentioned. However, you may have forgotten the old rules.

Courtesy of Disney Tourist Blog

The official site describes Borrowing as follows:

“Borrowing is the term for moving Vacation Points from the next Use Year to apply toward a vacation in this Use Year. By borrowing next year’s unused Vacation Points, you could enjoy larger accommodations, a longer stay or more than one vacation this year.

As a Disney Vacation Club Member, one of the great advantages of your Membership is vacation flexibility. Some years, you may not be able to use all your Vacation Points—or perhaps you want to take a bigger vacation next year. In these cases, banking Vacation Points for use in your next Use Year is a great solution.”

DVC also states:

“Banking and Borrowing are features of Membership that afford you a great deal of flexibility.

Disney Vacation Club Members can bank Vacation Points from the current Use Year for use in their next Use Year—or borrow Vacation Points from the following Use Year to book a reservation in their current Use Year. Remember, your Use Year marks the time each year when you receive a new allotment of Vacation Points.”

The other thing you should keep in mind here is that this sudden influx of newly available DVC Points will have ripple effects.

More DVC inventory will book now since more DVC Points are available.

If you were on the fence about booking a trip, I’d strongly encourage you to do so quickly. People like me are already booking rooms you might want!

Access all available Disney Vacation Club resale listings, or learn more about buying and selling with DVC Resale Market.